Credit Card Processing, Merchant Accounts, Internet Merchant Accounts

HomeCredit Card Processing

Credit Card Processing Equipment

RETAIL

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Nurit 8400-L

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*FREE

Integrated PCI PED-approved pinpad allows clerks to easily hand over the device for secure PIN entry
Store and Forward feature allows merchants to authorize and settle later when the terminal is plugged into an analog line if they are in a "dead area"
Drop-in paper loading virtually eliminates paper jams that create delays.
Processes full range of transactions including debit, credit, EBT, and check payments
Multiple-merchant terminal supports up to 9 merchant accounts
Supports a variety of peripheral devices such as a check reader and/or pinpad

View The Nurit 8400-L Brochure

RETAIL

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Verifone Vx510

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*FREE

Powerful processor handles transactions in seconds.
Built-in thermal printer is whisper quiet and lightning fast.
Integrated PCI PED approved pinpad for secure PIN entry.
Lightweight, ergonomic device is easy to hand over to customer for convenient PIN entry.
Multiple-merchant terminal that supports up to 10 accounts.
Gift Card Ready.
Processes full range of transactions including debit, credit, EBT, and check payments.
Drop-in paper loading virtually eliminates paper jams that create delays.
Locking power cord eliminates inadvertent disconnection when device is being handled.
Supports a variety of peripheral devices such as a check reader and/or pinpad.

View The Vx510 Brochure

WIRELESS

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NURIT 8020 GPRS

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*FREE

Integrated PCI PED approved pinpad allows clerks to easily hand over the device for secure PIN entry.
Store and Forward feature allows merchants who are in a dead zone to authorize and settle transactions later when back within a coverage area.
Drop-in paper loading virtually eliminates paper jams that create delays.
Powerful processor handles transactions in seconds.
Long-life battery supports transactions for extended periods of time.
Touch screen and stylus support electronic signature capture so consumers can sign right on the screen and be on their way.
Large, backlit graphical display and ample 18-key keypad with backlighting make the device easy to read and use under any conditions.
Compact and lightweight device fits neatly in the palm of your hand.

View The Nurit 8000 Brochure

ETHERNET-READY

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Ingenico 5100

Dual Comm

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*FREE

12 lines per second printer and receipt pre-printing eliminate customer wait time
PCI PED approved for on-line and off-line transactions
Large backlit screen and keypad are easy to see in any lighting
Ethernet and IP connectivity capability reduces transaction authorization time and cost
DES and 3DES integrated PIN pad for secure on-line and EBT transactions
Supports a variety of peripheral devices such as a check reader and/or pinpad

View The Ingenico 5100 Brochure

ETHERNET-READY

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Verifone Vx570

Dual Comm

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*FREE

Sleek and compact design.
Offers the latest and most reliable advancements in security.
Compact footprint saves space.
Simple to install and even simpler to use.
Drop-in paper loading virtually eliminates paper jams that create delays.
Built-in thermal printer is whisper quiet and lightning fast.
Gift Card Ready.
Multiple-merchant terminal that supports up to 10 accounts.
Supports a variety of peripheral devices such as a check reader and/or pinpad.
Integrated PCI PED approved pinpad allows clerks to easily hand over the device for secure PIN entry.
Large backlit display, ergonomic keys, and bold menu prompts minimize training and reduce errors.

View The Vx570 Brochure

MOTO

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Verifone Tranz 330

FREE

Prompts you through transactions with an easy-to-read display.
Includes all the security and fraud control features required in bankcard environments.
Lets you expand by adding a printer and a pinpad.
Accepts all major credit, debit and private-label cards.
Supports check guarantee and data capture for a variety of retail applications.
Electronic Benefits Transfer (EBT) capability.

View The Tranz 330 Brochure

PRINTER

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Verifone Printer 250

*FREE

Compatible with all Verifone transaction systems.
Can interface with non-Verifone terminals.
Uses easy-to-change drop-in ribbon cartridges.
Integrated paper path feed that virtually eliminates paper jams.
Produces crisp, legible characters with fast, reliable dot matrix shuttle printing.
Includes power-on/paper-low indicators.

View The Printer 250 Brochure

PINPAD

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Verifone Pinpad 1000SE

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*FREE

Perfect solution for merchants looking to capitalize on the rapid growth of debit, EBT, and other PIN-based transactions.
PCI PED Approved.
Easily connects to most existing POS terminals.
Large, hard-rubber keys provide better tactile feedback to minimize errors and improve ease of use.
Smaller design occupies less counter space and fits comfortably in the palm of a hand.
Rugged and reliable to withstand the hard knocks at the point of sale.

View The 1000SE Brochure

PINPAD

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First Data FD-10 Pinpad

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*FREE

Secure, easy-to-use PCI PED approved.
Fits comfortably in the palm of the hand for confidential data entry.
Widely-spaced keys reduce errors.
Easy-to-read two-line display shows transaction data at a glance.
Compatible with most industry-standard point-of-sale terminals.
Monotone beeper provides audio feedback.
High performance at an affordable price.

View The FD-10 Brochure

CHECK READER

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Magtek Mini-MICR

*FREE

Check-stripe reader reads checks in various formats.
Small footprint, low cost check reader with high accuracy and dependability.
Reads MICR characters on checks, deposit, withdrawal slips and other MICR encoded documents.
Optional 3-track MSR (Magnetic Stripe Reader) for ISO and AAMVA card standards.
Reads E13-B and CMC-7 MICR fonts

View The Mini-MICR Brochure

VIRTUAL TERMINAL

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VIRTUAL TERMINAL

FREE

The industry leading Internet Protocol (IP) payment gateway.
Offers a wide range of services and tools to enhance your business and increase your revenue.
Supports an unlimited number of transactions and account users.
Optional 3-track MSR (Magnetic Stripe Reader) for ISO and AAMVA card standards.
Free world-class merchant technical support.

View The Authorize.net Brochure

Rates, fees, and promotional programs are subject to change without notice. We only sell equipment to merchants
with an approved LEADERS merchant account. Certain exclusions apply. Ask your sales representative for details.

LEADERS is a registered ISO/MSP of Wells Fargo Bank, N.A., Walnut Creek, CA
American Express, and CheckPoint require separate approval.
© 2007 - 2010 Leaders Merchant Services, LLC
Privacy Policy
¹ Certain Terms and Conditions Apply, click here for information
^* Free Equipment Program: Certain Terms and Conditions apply, click here for information

Credit Card Processing

What is credit card processing? Credit card processing is the process of taking electronic payments and moving the funds from one source to another. Credit cards are one of the most used sources of payment today. Accepting credit cards allows you to maximize every potential sale opportunity and decreases the loss of sales due to lack of payment options. We at Rock Bottom Merchant Accounts want to make your experience with credit card processing a positive and efficient one. When it comes to credit card processing, it is important to keep in mind that credit card transactionprocessing is a business and service that you pay for. Rock Bottom Merchant Accounts understands this and will be by your side making sure you get the value that you are paying for. The costs to you for accepting credit cards are minimal considering the benefits, at Rock Bottom Merchant Accounts we want to make these payments as low as they can possibly be.

Merchant Accounts

As a merchant services provider, Rock Bottom Merchant Accounts provides credit card processing and debit card based payment processing services to merchants all over the United States. Not only does Rock Bottom Merchant Accounts set merchants up with an account to accept Visa^®, MasterCard^®, and Discover^® but also offers the merchant the opportunity to set up numerous other payment processing options for its customers. We want you to accept credit cards! Some of those additional payment options customers can pay with are American Express^®, Wright Express, Voyager, PIN-Based Debit, Checks, and Gift Cards. Learn more about these on the Merchant Services page.

Rock Bottom Merchant Accounts also holds true to its name as a merchant service provider. We pride ourselves in offering our merchants a level of professionalism and service no other payment processor can equal. Are you a merchant calling to set up service? We will not only expedite your application, but we also have terminals on hand to download and overnight to you to make sure you don’t lose a day of business. Do you have questions on your statement? On how to use your terminal? On how to order supplies? Help is just one phone call away! Our friendly and knowledgeable staff is here to assist you with any questions you may have and to ensure you are on the right track to process credit cards. Trouble with a customer who wants to charge back a transaction? We have one of the largest Chargeback and Fraud Departments in the industry! We will assist you in keeping the funds that belong to you.

Rock Bottom Merchant Accounts is here to serve all of your merchant services needs. Contact us about a merchant account today!

Internet Merchant Accounts

Internet merchants are not just those who have ecommerce websites. They can also be those who turn their personal computers into “virtual terminals” and process credit cards over a secure server. These merchants receive keyed rates because the credit card information is 100% keyed into the computer. Keyed rates are higher than swiped rates because more risks are involved in not being able to check the ID of a customer. To decrease risk, the secure server (gateway) portal requires specific information to help identify if the customer is really the cardholder. The billing address for the credit card is requested (AVS), as is the expiration date of the card, and the 3 to 4 digit code on the front or back of the credit card (CVV2 number). Transactions where this data matches the card will receive a lower discount keyed rate than when the data does not match the card, as those transactions are more risky and possibly fraudulent.

You will have to pay an additional fee as an Internet merchant account holder. This additional fee is the Secure Gateway Fee. Both ecommerce and virtual credit card merchant account holders have this additional fee, as the cardholder’s information will be passing over the Internet for processing in each case. The gateway keeps cardholder data private and secure from hackers and identity thieves. Rock Bottom Merchant Accounts uses Authorize.net as its gateway provider. Authorize.net is a PCI DDS (Payment Card Industry Data Security Standard) compliant company, so you know you are getting the best with this merchant account service.

Internet merchants are our fastest growing merchant base for credit card processing. If you are interested in more information on our Internet merchant accounts, please apply now!

Retail Merchant Accounts

Retail merchants process face-to-face sales through the credit card terminal by swiping the card. This allows you to obtain lower discount rates on your transactions and mitigate risk by checking the customer’s picture ID to verify that the credit card belongs to the customer. Rock Bottom Merchant Accounts offers rates begin at 1.09% for swiped credit card merchant accounts, which is one of the lowest rates in the industry.

Retail merchants are both storefront locations as well as in businesses where the merchants travel with a wireless credit card terminal. In both cases, at least 50% of your payment processing activity should involve face-to-face swiped transactions. Retail merchants also have the ability to process checks, gift cards and process PIN-based debit transactions by having the customers key in PIN-numbers.

Many consumers expect retail merchants to accept credit cards and debit cards. Contact us about Rock Bottom Merchant Accounts merchant accounts today! Don’t let the lack of credit card processing capabilities cause your business to fall behind!